Advanced Corporate Credit Analysis

Overview:

Introduction:

Corporate credit analysis focuses on evaluating a company’s financial strength, debt structure, and creditworthiness. It involves assessing financial statements, identifying risk factors, and analyzing market conditions. Analyzing credit risk requires a structured approach that integrates financial ratios, debt instruments, and macroeconomic indicators. This training program explores corporate credit evaluation methodologies, financial risk assessment frameworks, and market-based credit indicators. It enables participants to interpret financial data, assess debt structures, and evaluate credit risk exposure.

Program Objectives:

By the end of this program, participants will be able to:

• Identify key financial indicators and credit risk factors in corporate analysis.

• Explore methodologies for assessing corporate creditworthiness.

• Discover loan agreements, debt structures, and contractual obligations.

• Analyze market-based credit indicators and their influence on corporate risk.

• Evaluate trends in corporate credit markets and regulatory developments.

Targeted Audience:

• Credit Analysts and Risk Managers.

• Corporate Bankers and Lending Officers.

• Fixed-Income Investors and Fund Managers.

• Finance and Treasury Professionals.

• Corporate Treasurers and CFOs.

Program Outline:

Unit 1:

Financial Statement Analysis and Credit Indicators:

• Key financial ratios for credit assessment.

• Cash flow structures and debt repayment capacity.

• Profitability, leverage, and liquidity considerations.

• Framework for industry benchmarking and sector-specific financial risks.

• Indicators of financial distress and credit deterioration.

Unit 2:

Credit Risk Assessment and Debt Structuring:

• Credit rating methodologies and analytical models.

• Market-based credit indicators and risk signals.

• Overview on loan agreements, debt covenants, and contractual terms.

• Stress testing and scenario analysis methods in credit evaluation.

• Credit risk frameworks and restructuring methodologies.

Unit 3:

Corporate Debt Instruments and Market Conditions:

• Corporate debt categories and credit profiles.

• High-yield vs. investment-grade debt classifications.

• Macroeconomic influences on corporate credit risk.

• Credit default swaps (CDS) and risk pricing mechanisms.

• Trends in credit risk management and regulatory developments.